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Written by:
Nico Koppel


Extension of temporarily reduced maximum loan fee

The tenth of August 2020 saw the implementation in the Netherlands – as a COVID‑19 pandemic related measure – of the Temporary Loan Fee Reduction Decree, in reduction of the maximum loan fee for consumer credit. The mechanism applied was that of lowering the lawful mark-up on the statutory interest rate from 12 to eight percentage points. Although the temporary reduction of the maximum loan fee was originally to expire on the first of March 2021, there was always an option of extending the term by a maximum of six months by means of a Royal Decree to the relevant effect. Such a Decree has since been issued, resulting in the expiry date having been pushed back to the first of September 2021.

Dutch version: Verlenging tijdelijk verlaagde maximale kredietvergoeding

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